Risk Management
 
Q- RİSK

Political and economic uncertainties make risk management an obligation in globalizing economies. If risks in the market; such as price, interest rate and exchange rate cannot be measured, they trigger problematic decision making. Risk management systems should support decision makers for protecting themselves from credit, interest rate, exchange rate (parity) and liquidity risks.
 

 

First stage in measuring financial risk is determining the level of risk. The level of risk can be defined as a measure that expresses, in monetary terms, the particular effects of level of uncertainty in the environment where organizations operate, on both realized and likely-to-realize financial events within certain period of time.

Q-Risk is a risk management package designed with latest technology that complies with all internationally applicable norms and standards and operates on a parametric structure. It also features easy integration with other banking systems and ensures the easy and fast access to the source of information for both users and top management.

Q-Risk mainly consists of a number of reporting sets prepared for the measurement of various risks that the bank is likely to encounter. It works over a data warehouse that is established within the risk management system and presents to the managers the risk on commercial portfolios held; in an easy-to-understand way. It is possible to make comparisons between the current risk and the profit generated in return, therefore risk/return optimization is ensured.     >>Detail